MerchantIPS - Rates and Fees

MerchantIPS Rates and Fees:
Integrated Payment Service (IPS)

Remember, these rates and fees include BOTH the Authorize.Net™ Payment Gateway and SecureSourceSM merchant account processing solution.

The following pricing reflects fees and terms applicable to businesses processing $240,000.00 or less per year. If your total annual processing is over $240,000.00 per year please contact your sales person for further details.

Pricing for the Integrated Payment Service Combines both Authorize.Net and SecureSource account fees [7].

Monthly and One-Time Setup Fees [1]:
Setup / Enrollment Fee	$149.00
Monthly Fee	$29.95

Credit Card Transaction Fees and Conditions:
Credit Card Discount Rate [2,5]	2.39% Visa, MasterCard, Discover 3.85% American Express [6]
Transaction Fee	$0.35 Per Credit Card Transaction
Fraud Screen Fee: International Credit Card Transactions	1.00%
Minimum Hold Period for Credit Card [3]	2 Business Days

Electronic Checks (eChecks) Fees and Conditions:
Electronic Check Per Transaction Fee	$0.95 Per eCheck Authorization Attempt
Electronic Check Discount Rate	0.00%
Electronic Check Guarantee Period [3,4]	4 Business Days

Other Fees:
Chargeback Fee	$15.00
NSF Fee	$15.00 Per Electronic Check Returned as NSF (non-sufficient funds)
Daily Batch Settlement Fee	$0.35

Approved Transaction Limits
Maximum Monthly Sales Limit
Credit Card Sales	$20,000.00 Per Month Limit
eCheck Sales	$5,000.00 Per Month Limit
Maximum Transaction Limit
Credit Card	$2,000.00 Per Order Maximum
eCheck	$200.00 Per Order Maximum

FOOTNOTES:

[1] Monthly and one time setup fees will be deducted from your checking account on the first business day of the month following your acceptance of the Service. This will include the first month's fees, which will be prorated from the date of your acceptance, the one-time fees, and the second month's fees in advance. Thereafter monthly and transaction fees will be billed on or before the 1st business day.

[2] The discount rates disclosed are based on the following criteria:

VISA CPS Card Not Present and MasterCard Merit 1 Interchange (4/1/01).
Internet authorization and AVS performed on each transaction.
Settlement date (shipping date) must be within 7 calendar days of the auth date.
Settled amount must match authorized amount.
Non qualifying transactions will be charged a higher rate based on the Visa and MasterCard rates charged for those transactions.

[3] Availability of funds will depend upon your financial institution.

[4] Electronic checks are guaranteed on the 4th business day and funded on the 5th business day.

[5] Price includes SecureSource fraud screening fee.

[6] American Express may not be available on some accounts.

[7] Pricing is subject to change without notice.

Calderus Corporation